Jun
16
News is emerging that the government may give the Bank of England powers to cap mortgages. By tweaking central control, the BoE could manipulate the property market.
Read More >>Jun
15
Is It Cheaper To Buy Than Rent A House Now?
Filed Under Finance |
From a personal finance point of view, there is a fine line between the benefits of buying your home, or renting it instead, but which is the best option?
Read More >>Jun
11
Broadband Bandwidth: 3Gb Goes A Long Way!
Filed Under Technology |
Having moved house recently and experienced huge hassles with the telephone installation from BT, I’ve had to rely on mobile broadband using a dongle for Internet access over the last two weeks. I was surprised how far 3Gb of bandwidth goes.
Read More >>Jun
10
Not many people would have been betting that the Bank of England would raise the base rate today, so there was very little market reaction to the rate remaining at all time lows for the 15th month in a row. But will they rise again soon?
Read More >>Mar
26
Air Passenger Duty Tax: My Views On These Tax Rises
Filed Under Finance |
There are very large increases in air passenger taxes coming soon. You can hear my views about them on my latest broadcast for BBC Radio Essex.
Read More >>Mar
25
I was interviewed by ITN yesterday to offer my thoughts on the budget and how it affects the UK consumer. One of the interesting points that came up was the freeze in Capital Gains Tax (CGT).
Read More >>Mar
22
Virgin Money Still Interested in Buying RBS – Good!
Filed Under Finance |
It seems that Virgin Money is still interested in buying Royal Bank of Scotland retail banking arm. If they succeed then that would be good for consumers. Here’s why.
Read More >>Feb
2
A Guide to Cash ISA’s
Filed Under Finance |
A Cash ISA is a great idea for any UK based saver as it means saving a set amount and keeping that amount tax free. It is easy to keep track of your savings with a cash ISA The amount of money you can save in a cash ISA changes every year but it currently [...]
Read More >>Oct
30
Do you want to buy a house now?
Filed Under Finance |
Today wasn’t a good day for the UK property market. We hear from the prediction from Council of Mortgage Lenders (CML) that there will be less mortgage products available in 2008, particularly for the sub prime sector. We also hear that the number of mortgage approvals fell by 20% in September with the CML making [...]
Read More >>Oct
26
Debt consolidation loan pitfalls
Filed Under Home Loans |
I wrote about some of the benefits of debt consolidation loans yesterday and promised the follow up on some the reasons why you should think carefully before taking out a secured loan to resolve debt problems. Well here it is! A quick recap. A debt consolidation loan is a single loan, mostly secured against your [...]
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