Saving for our retirement seems like one of those tasks “to do tomorrow”. Many people think that the value of their houses will keep on going up so when the day comes to retire, you just sell your house, downsize and then live in style of the proceeds.

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I’m really into cycling as I find it the best and most enjoyable form of exercise. As I cycle around 100 miles a week, a friend and I entered a charity cycle ride with the Essex Road Cycling Club last Sunday.

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News is emerging that the government may give the Bank of England powers to cap mortgages. By tweaking central control, the BoE could manipulate the property market.

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From a personal finance point of view, there is a fine line between the benefits of buying your home, or renting it instead, but which is the best option?

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Having moved house recently and experienced huge hassles with the telephone installation from BT, I’ve had to rely on mobile broadband using a dongle for Internet access over the last two weeks. I was surprised how far 3Gb of bandwidth goes.

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Not many people would have been betting that the Bank of England would raise the base rate today, so there was very little market reaction to the rate remaining at all time lows for the 15th month in a row. But will they rise again soon?

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